Russell Karban

CFP, CLU, ChFC

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Russell "Russ" A. Karban has been a member of Savage & Associates since June of 1990. Originally from Cleveland Ohio, he has lived in the Toledo area since 1986. His focus involves two primary markets, the retirement plan arena for businesses and investment management for individuals. In addition to working with clients, Russ also has management responsibilities centered on the strategic direction and management of the investment department within Savage & Associates. Russ continually strives for excellence in his business and is consistently recognized as one of the top investment professionals at Savage & Associates.

Experience

When working with businesses, Russ specializes in the design, implementation and management of all different types of retirement plans. The businesses vary from the individual self-employed person looking to maximize income tax deductions to multiple employer organizations looking for the most effective means of recruiting, rewarding and retaining a top-notch employee workforce. When working with individuals, Russ possesses a special skill of specifically customizing portfolios. This includes arranging investments to fit each individual's personal risk/reward characteristics. An asset allocation model is then designed to accommodate either the income oriented retiree or the growth-oriented pre-retiree. In this process, all facets of financial services are taken into consideration, including cash flow needs, income taxation issues and distribution objectives in addition to the great variety of other planning facets that impact each client.

Education

Russ earned his Bachelor of Business Administration from The University of Toledo with a major in Finance. He has continuously advanced the goal of of better helping clients by seeking professional designations specific to his field of expertise and has earned the designations of CLU (Chartered Life Underwriter) and ChFC (Chartered Financial Consultant) and CFP (Certified Financial Planner). In addition, he has earned the Series 6, 7, 63 and 65 NASD/FINRA investment licenses which qualify him as an Investment Advisor Representative within Walnut Street Securities' wealth management platform. These designations and licenses qualify Russ to manage any, and all, types of investments for his clients in either a traditional, commission based environment or in an investment managment, fee-based environment.

Personal

Russ and his wife, Amny, live in Sylvania, Ohio with their four children, Jared, Jimmy, and Kaitlyn and Jack. Russ is quite active in the community but mostly enjoys his children's activities. Russ is also very actively involved in St. Joseph's Church and various community boards and not-for-profit organizations.